Most sources recommend saving 10-15% of your pre-tax income for retirement. You may need to save more if you’re starting late. It also depends on how much income you need during retirement and what kind of return on investment you can expect. We can create a financial plan that helps you reach your retirement goals.

Most people need multiple streams of income during retirement. These may include Social Security, 401(k) or 403(b) distributions, IRA withdrawals, and income from other investments and savings accounts. You can even use Roth retirement accounts to reduce your tax burden in retirement. We can help you create the right mix of income streams.

How much income you receive during retirement all depends on the type of retirement plans you have set up. We can help you calculate your expected retirement income for you by going over your assets. It’s important to create a financial plan that deals with your retirement income distributions.

Once you reach retirement age, you can start taking regular distributions from your retirement plans. We can help you create an income distribution plan to ensure you don’t outlive your assets. We can even create fixed income streams for you with annuities.